1. General Information

MyPayIndia is operated by a team. The protection of account and user data is taken seriously.

This privacy policy applies to any MyPayIndia Product.

2. Controller

The controller responsible for data processing is:

MyPayIndia
Contact email: [email protected]

3. User Accounts

When you create and use a MyPayIndia account, the following personal data is processed:

• Email address
• Username
• Password (stored only in hashed form)
• IP address (for security and abuse prevention)
• Date and time of last login

This data is required to provide user accounts, authenticate users, secure the platform, and prevent misuse.

Legal basis:
Article 6(1)(b) GDPR (performance of a contract)
Article 6(1)(f) GDPR (legitimate interest in security and platform integrity)

4. Mobile Application

When using the MyPayIndia mobile application, the same account-related data as described above is processed.

In addition, the application upon startup performs an update check, where the following data is sent:

• Operating System Platform (Android or iOS)

This data is processed solely to ensure functionality and stability of the application.

Legal basis:
Article 6(1)(f) GDPR

5. Server Log Files

When accessing MyPayIndia services, the server automatically collects and stores information in server log files. These may include:

• IP address
• Date and time of the request
• Requested resource
• Browser or application identifier
• Operating system

This data is necessary to operate the service securely and reliably.

Legal basis:
Article 6(1)(f) GDPR

6. Analytics

6.1 Umami Analytics

MyPayIndia uses Umami Analytics in a self-hosted, privacy-friendly configuration.

• No cookies are used
• IP addresses are anonymized
• No cross-site tracking takes place

Analytics data is used only in aggregated form to understand usage patterns and improve the platform.

Legal basis:
Article 6(1)(f) GDPR

6.2 Cloudflare

MyPayIndia uses services provided by Cloudflare, Inc. for security, performance, and integrated domain analytics.

Cloudflare processes technical request data, including IP addresses, to protect the platform against abuse and attacks and to provide aggregated traffic statistics.

Cloudflare acts as a data processor in accordance with Article 28 GDPR.

Legal basis:
Article 6(1)(f) GDPR

7. Cookies

MyPayIndia does not use any sort of tracking, marketing, or profiling cookies. We only use cookies strictly necessary for the website to properly function.

8. Data Retention

Personal data is stored only for as long as necessary to operate the platform or as required by law.

Account data is retained for the duration of the user account. Security and log data is stored for a limited period and deleted regularly.

9. Your Rights

You have the right to:

• Access your personal data
• Rectification of inaccurate data
• Erasure of your data
• Restriction of processing
• Data portability
• Object to processing

You also have the right to lodge a complaint with a data protection authority.

10. Data Security

MyPayIndia uses HTTPS encryption and appropriate technical and organizational measures to protect personal data against unauthorized access, loss, or manipulation.

11. Changes to This Privacy Policy

We reserve the right to amend or change the privacy policy as required without any prior notice.